Subterranean termites don’t pose a direct threat to people; in fact, we rarely come into contact with these ground-nesting species of insects. However, they are extremely dangerous to properties. Their feeding habits cause extensive and expensive damage inside of a structure. Additionally, termite damage is not covered by most homeowners insurance, meaning that repair costs tend to come out of pocket. Workers enter homes from the ground unseen and work silently for months or even years. They are generally only discovered after doing serious damage to major structures. The only other time you may realize termites are near your property is after witnessing a termite swarm. These swarms occur when large numbers of winged reproductive members emerge from a mature colony to mate and create another colony, usually during the day.